Chip shop finance (.co.uk) is the only dedicated funder serving the fish and chip shop sector with equipment leasing and property finance whether freehold or leasehold.
Financing chip shops needs a specialist who understands the mechanics of your business and can build this into their ‘common sense underwriting’ process to ensure you get maximum flexibility and value for money.
Chip shop finance (.co.uk) is ideal for established fish and chip shops looking to refurbish & use our 100% catering equipment finance facility to install a new frying range and also new start chippy’s that might need help purchasing all ancillary equipment.
Call one of our experienced team for an informal chippy chat; we specialise in tailoring packages to suit your requirements and guarantee great rates & affordability.
Chip shop finance is exclusively brought to you by ‘Johnson Reed Business Finance’. A company that has undoubted experience at financing chip shops and catering equipment throughout the UK’s leisure and retail sector. Sole traders, partnerships and limited companies can all benefit from tax savings when using our finance facilities.
With the continued reluctance for UK banks to lend in your sector, Chip Shop Finance (.co.uk) will operate alongside existing bank facilities and compliment current relationships.
Whether you just need a new chipper or peeler right through to a full shop refit we can help with it all. Tax efficient leasing can be arranged for any period between 2 - 5 years
What can we finance?
- Fish fridge
- Catering equipment
Please call for a chippy chat now : you will be allocated a dedicated account manager who will handle your file from start to finish.
How can we help
With the backing of our own funds and access to 30 independent lenders, many of which are non high street names, we provide maximum flexibility in terms of achieving acceptances and providing very competitive prices that will compliment any existing banking relationship.
The simplest and most common form of equipment finance designed as the most tax efficient finance method for your fish and chip shop. This is used for the widest variety of frying ranges, standard catering equipment finance and shop fit-out leasing: even with equipment that’s seen to have little value on day 2 outside your current business or location.
100% equipment finance is available (or use you grant as deposit) on any asset from £2,000 upwards and is ideal for both new start chip shops and established shops re-furbishing. Terms range from 2 to 5 years although 3 years is most common.
We are now able to grant loans on short leasehold chip shop businesses without additional freehold security. We will simply lend on the security of the lease, an ideal facility for those looking to buy a new leasehold shop or re-finance an existing leasehold shop.
Minimum loan to value is 50% and minimum lend is £50,000. Terms range from 2 to 5 years.
Whether you are buying a new chip shop or re-financing an existing shop we operate a system which encourages lenders to competitively bid for our clients’ finance applications. Many of our freehold finance companies are non high street names – this ultimately means better rates and terms for our clients.